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The Illinois Supreme Court ruling in (2021 IL 125978) stands as a landmark decision for privacy law and insurance coverage. It clarified when insurers must defend businesses facing class-action lawsuits under the Biometric Information Privacy Act (BIPA) . ⚖️ The Core Conflict: Biometrics and Insurance

: The court ruled that sharing biometric data with even a single third-party vendor —in this case, the salon's fingerprint system provider—constituted a "publication". 125978

Did policy exclusions for "statutory violations" apply to BIPA? 🛡️ Key Rulings from the Court The Illinois Supreme Court ruling in (2021 IL

The case began when a customer filed a class-action lawsuit against a tanning salon, , alleging the salon collected fingerprints without providing the proper written disclosures required by BIPA. Did policy exclusions for "statutory violations" apply to

: West Bend argued that a "violation of statutes" exclusion barred coverage. However, the court ruled this exclusion only applied to statutes governing methods of communication (like the TCPA or CAN-SPAM Act), not privacy laws like BIPA. 📈 Why This Matters for Businesses