For Dummies — Auto Insurance

Auto insurance doesn't have to be overwhelming. Focus on meeting your state's requirements first, then decide if your car is valuable enough to need Collision and Comprehensive . By balancing your deductible with what you can afford to pay in an emergency, you can find a policy that keeps you both legal and solvent.

Pays for "acts of God" or random events—theft, fire, hail, or hitting a deer. C. Medical and Uninsured Coverage

Auto Insurance for Dummies: A Simple Guide to Staying Legal and Protected auto insurance for dummies

This is the most important part because it is usually required by law. If you cause an accident, liability pays for: The other person’s medical bills.

Fixing the other person’s car or the fence you hit. Auto insurance doesn't have to be overwhelming

Most jurisdictions require it to ensure you can pay for damage you cause to others.

It prevents a single mistake from causing personal bankruptcy. 2. The "Big Three" Types of Coverage Pays for "acts of God" or random events—theft,

Statistically, young men pay more because they have more accidents.