Hardship Program - Best Buy Credit Card
If you're struggling to make payments on your Best Buy credit card, Citi (the card issuer) offers a hardship program designed to provide short-term financial relief. What to Expect from the Program
: Be prepared to provide recent pay stubs, tax returns, or bank statements.
: If requested, write a concise letter explaining why you can't pay and what amount you can realistically afford. best buy credit card hardship program
💡 : Apply for a hardship program before you miss a payment. Joining a program early can sometimes prevent the severe credit score damage associated with 30-day or 60-day delinquencies. Best Buy Hardship Program for Debt Payment & APR Relief
: The minimum payment amount may be adjusted to fit your current income. If you're struggling to make payments on your
: Tell the representative, "I want to take responsibility for this debt but need a realistic solution due to financial hardship".
: You must prove a significant life event, such as a job loss , medical emergency , or divorce . 💡 : Apply for a hardship program before
: These concessions are usually short-term fixes rather than permanent changes. How to Qualify



Looks like a cool build. Personally I hadn’t heard about Shaman King so I learned something knew. What I’m exited to see is Robin Hood using toxophilite or hooded champion ranger archetypes or some adventure time stuff.
If you look through the Iconic Design archives, I’ve done Princess Bubblegum and Ice King so far.
Added to my Iconic Design candidates list!
I’d really like to see build for the shieldmarshal PrC (Paths of Prestige). I assume a mix of ranger and gunslinger levels, but that might be a trap I’m not seeing.
Noted!
I can’t take, Weapon Focus: katana (1st), no BAB! or weapon proficiency! ???
You’re right that you can’t take it at 1st level (and the guide has been updated accordingly), but the weapon proficiency thing isn’t a problem. You can pick a feat whose prerequisites you meet only sometimes, for example, a barbarian with Strength 11 can take Power Attack even though she doesn’t qualify for it unless she’s raging. Similarly, you can pick Weapon Focus (katana) even though you only qualify for it when you’ve manifested your ancestral weapon as a katana.
If that ruling bothers you, you could also take the Heirloom Weapon trait and pick the katana. It’ll make you proficient with the katana as a two-handed weapon (since its martial), but not as a one-handed weapon (as that’s exotic). Alternatively, you could build Yoh as a dwarf or a kitsune, as those races have a 1/4 oracle favored class bonus that grants them proficiency with one weapon of their choice. Pick any weapon you want when you first take Weapon Focus at Level 3, then retrain the feat to the katana at Level 4 after you gain the bonus. (Of course, if you went dwarf or human, you’d lose one of the Extra Revelation abilities. I’d pick voice of the grave myself.)
I looked at doing this as a Kitsune, or Tengu, or Half-Elf. I think a Kitsune would work, I assume you would agree, I just need to stat it out.
I’m not familiar with that ruling? Nor would Heirloom Weapon work, for me, without that ruling.