Buy A Home With Zero Down Apr 2026

Marcus tapped the third circle. "That's where Down Payment Assistance programs come in. The state and the county have funds set aside for first-time homebuyers. If you qualify based on your income, they will literally give you a grant or a soft second mortgage to cover the down payment and closing costs. To you, it feels like zero down."

Clara laughed, a bitter sound. "I've seen those late-night infomercials, Marcus. I'm not looking to get scammed or take on some predatory loan." buy a home with zero down

At the closing table yesterday, Clara had written a check for just $1,200 to cover the remaining prorated property taxes. The down payment had been exactly zero. Marcus tapped the third circle