As of early 2026, there is that you can buy. The Federal Reserve has not issued a digital currency, and current U.S. policy has shifted significantly away from its creation.
The U.S. government is currently in an experimental phase and has made no decision to implement a CBDC.
In January 2025, Executive Order 14178 was issued, prohibiting federal agencies from establishing or promoting a CBDC. Congressional legislation, such as the No CBDC Act , has also been introduced to prevent the Fed from issuing digital currency directly to individuals.
However, it is critical to distinguish between the and private cryptocurrencies that may use the same name. 1. The Official "Fedcoin" (U.S. Digital Dollar)
Many people confuse Fedcoin with FedNow , which is a real-time payment system launched in 2023. FedNow allows for instant bank transfers but is not a new currency you can "buy" as an investment.
Central Bank Digital Currency (CBDC) - Federal Reserve Board