That Tuesday, Arthur walked into the local branch of his bank. He wasn’t there for a loan or a new credit card. He sat across from a young advisor named Sarah and said the words he’d been practicing: "I want to ."
The stack of brochures on Arthur’s kitchen table felt like a heavy weight. At sixty-five, the silence of the house since his wife passed was often broken only by the ticking of the grandfather clock—a constant reminder of time moving forward while his savings sat still. buy immediate annuity
For months, he had agonized over the "What Ifs." What if the market crashed? What if he outlived his 401(k)? What if he spent too much one month and couldn’t make the taxes the next? That Tuesday, Arthur walked into the local branch
