Buy Up Plan [ iPhone ]

: You can pay the deductible amount out of your pocket or through your base health policy. Standard Top-Up vs. Super Top-Up

Understanding the difference between these two is critical for selecting the right coverage: Standard Top-Up Plan Super Top-Up Plan Triggered per single hospitalisation. Triggered by cumulative expenses in a year. Multiple Claims Deductible must be crossed for each new claim. buy up plan

: Many insurers do not require a pre-policy medical check-up, especially for younger applicants. : You can pay the deductible amount out

: Just like base plans, these often have waiting periods (usually 2–4 years) for pre-existing conditions. Triggered by cumulative expenses in a year

Once the yearly aggregate deductible is met, all subsequent claims are covered. Severe, one-time medical events. Chronic issues or multiple hospitalisations. Key Benefits

A (often called a top-up plan ) is a cost-effective way to boost your existing insurance coverage by adding an extra layer of protection once your primary policy's limit is reached. How Buy-Up Plans Work

: Your primary insurance (e.g., an employer-provided plan) pays for the initial hospitalisation costs.