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: Look for any missed payments, defaults, or CCJs (County Court Judgments). Most negative information stays on your file for six years MoneySavingExpert Forum .

: Ensure your name, current address, and previous addresses for the last six years are correct. callcredit

: Check for "financial associations" (like a partner you share a joint account with) as their credit can affect yours. : Look for any missed payments, defaults, or

: If information is incorrect, you can raise a "notice of correction" through the TransUnion website. : Check for "financial associations" (like a partner

: This is a primary partner that provides free weekly updates to your full TransUnion credit report and score Credit Karma.

: Confirm you are registered to vote at your current address, as this is a major factor in identity verification and credit scoring.

: Look for recent credit applications. Too many "hard searches" in a short period can lower your score Experian Guide. Improving Your Score