While the file itself is part of illicit underground activity, academic and cybersecurity researchers have published analyzing these types of "carding guides" to understand criminal techniques and the dark web economy:
: Cracking the Code: Unveiling Carding Crime uses these manuals to map out the "business model" of credit card fraud, including revenue streams and value propositions for the criminals involved. Carding_PDFs_By_NARDOS_[Craxpro.io].7z
: The paper "Exploring tools of anonymity (mis)used by carders" specifically examines free tutorials from similar archives to identify the software (VPNs, SOCKS5 proxies) carders use to hide their location. While the file itself is part of illicit
: Researchers in the paper (PDF) Discovering credit card fraud methods in online tutorials analyze how these guides are written for beginners to teach basic steps of fraudulent transactions and operational security. Carding_PDFs_By_NARDOS_[Craxpro.io].7z