Credit Report — Checking Your

: Many employers and landlords review credit reports as part of their screening process. Key Tips for Reviewing

: Checking your own credit report is a "soft inquiry" and will not hurt your credit score .

: Look for misspelled names, incorrect account details, or late payments that you actually paid on time. checking your credit report

You can access your credit report for free from the three major national credit bureaus: , Experian , and TransUnion .

Checking your credit report regularly is a foundational step in managing your financial health and protecting yourself against identity theft. How to Get Your Free Credit Report : Many employers and landlords review credit reports

: If you find an error, you have the right to dispute it with both the credit bureau and the company that provided the information.

Reviewing your report helps you ensure that the information lenders see is accurate. You can access your credit report for free

: You are entitled to a free credit report from each bureau once a week . Other Methods : Phone : Call 1-877-322-8228.