Credit Report Status -

suggest you might not pay back a full loan in the future.

Lenders use specific terminology to describe your behavior as a borrower. credit report status

You paid back less than the full amount you owed through an agreement with the lender. While the debt is gone, this is often seen as a "red flag" by future lenders. suggest you might not pay back a full loan in the future

You’ve missed at least one payment. These are often categorized by how late they are, such as 30, 60, or 90 days. such as 30