: Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA) , similar to how the FDIC insures banks. 2. Pros and Cons of Credit Unions Money Basics Guide to Savings and Checking Accounts

: Credit unions are owned and controlled by their members; banks are owned by stockholders.

: Credit unions are not-for-profit cooperatives; banks are for-profit institutions.


Announcing the Return of the
Foundation for Critical Thinking Press

The Foundation for Critical Thinking has reopened its publishing house at FCTPress.Org. Several publications are available now, including the award-winning Critical Thinking Therapy: For Happiness and Self-Actualization, with more to come.

The FCT Press also offers self-publishing services for authors. credit unions