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Trojans designed to log keystrokes and steal passwords for banking or social media accounts. Conclusion

Encrypting user files and demanding payment for a "rebirth" of their data.

A .rar file is a compressed archive. While legitimate for legitimate file sharing, malicious actors use them because:

The phrase is not a known, legitimate file or popular piece of software, but rather a perfect example of a "clickbait" or phishing lure designed to exploit curiosity and fear [1]. The ".rar" extension signifies a compressed archive, often used to hide the true contents of a file from security scanners, making it a classic vehicle for malware delivery [1].