Provides $12,500 (or 6% of the purchase price) for public safety employees, educators, healthcare workers, and active military.
The is a state-funded initiative designed to help low-to-moderate-income families purchase homes by providing affordable 30-year fixed-rate mortgages and significant down payment assistance. Managed by the Georgia Department of Community Affairs (DCA) , the program can provide up to $12,500 in assistance, which is typically structured as a 0% interest deferred second mortgage that only requires repayment when you sell, refinance, or move. Down Payment Assistance Tiers georgia dream home buyer program
All borrowers are required to complete a DCA-approved homebuyer education course, which can be done online via eHome America . Provides $12,500 (or 6% of the purchase price)
Prepare the last three years of IRS transcripts and personal tax returns. Apply for the Georgia Dream Homeownership Program Down Payment Assistance Tiers All borrowers are required