Housing Help To Buy: Government

You can buy a home for than its market value.

Open to both first-time buyers and home-movers for properties up to £600,000. government housing help to buy

The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme) You can buy a home for than its market value

You must be a first-time buyer with a household income under £80,000 (£90,000 in London). government housing help to buy

You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026