Home Buying Assistance File

: Many states, like Pennsylvania, offer down payment assistance programs (e.g., up to $6,000) or forgivable loans for closing costs. Warning: Unsolicited Text Scams

: Managed by local Public Housing Agencies (PHAs), this program helps very low-income families and individuals afford private market housing. home buying assistance

The federal government provides several programs for first-time or low-income buyers: : Many states, like Pennsylvania, offer down payment

PHFA HOMEPAGE | Mortgage – Housing – Foreclosure Options : Many states

If you receive a random text about home buying or selling, it is likely a scam. Legit lenders and government agencies almost never "cold-text" you. Common red flags include: