: Provides stable, fixed-rate mortgages and down payment assistance up to 3% of the loan amount. It is available for both first-time and "move-up" buyers.
: Offers a federal tax credit of up to $2,000 annually for a portion of the mortgage interest paid over the life of the loan. Local City & County Programs home buying programs in nc
The manages the primary statewide assistance programs. : Provides stable, fixed-rate mortgages and down payment
Many NC municipalities offer additional layers of funding that can sometimes be combined with state programs. Community Home Buying Programs | NCHFA : Provides stable
North Carolina offers several robust statewide and local programs designed to make homeownership more accessible, especially for first-time buyers and those with low-to-moderate incomes. Statewide Programs (NCHFA)