He provided two years of tax returns to prove his income.
Sam checked that the premium was "Non-Cancellable" and "Guaranteed Renewable." This meant the company could never raise his rates or cancel his plan as long as he paid.
Two years later, Sam broke his wrist and suffered a concussion in a cycling accident. He couldn't use a computer for four months. Because he had followed the "story" to the end, the insurance checks started arriving on day 91. how to buy disability insurance
He realized his professional association only offered a tiny "group" policy that wouldn't cover his lifestyle.
He made sure he was covered even if he could only work part-time due to an illness. Phase 4: The Application and "The Lab" He provided two years of tax returns to prove his income
Sam didn't lose his house. He just focused on getting better.
A nurse came to his house for a quick physical, blood draw, and blood pressure check. He couldn't use a computer for four months
Sam signed the final documents and paid his first month. The Happy Ending
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