Indian Banking Sector Apr 2026

The RBI officially cancelled Paytm Payments Bank's licence on April 24, 2026, due to persistent compliance failures, signaling a zero-tolerance policy for governance lapses.

The sector maintains a robust Capital to Risk-Weighted Assets Ratio (CRAR) of 17.4% , well above regulatory requirements. Indian banking sector

Gross non-performing assets (GNPA) reached a decade low of 2.1% by September 2025. The RBI officially cancelled Paytm Payments Bank's licence