Unlike bank accounts, these aren't government-guaranteed; you could lose money, though it's rare.
Returns may not keep up with rising costs of living over the long term. money market funds
You can usually access your cash within 1–2 business days. The price doesn't go up like a stock;
The price doesn't go up like a stock; you only earn the interest. Common Types of Funds What are money market funds? | BlackRock Unlike bank accounts
A money market fund is a type of that invests in high-quality, short-term debt instruments. Unlike bank accounts, these are investment products typically held in a brokerage account.
They pay out interest in the form of monthly dividends , which usually track the Federal Reserve's current interest rates. The "Why" and "Why Not" Stability: Historically, share prices stay at $1.00.