How does a credit card work? Martin Lewis - Money Saving Expert

MoneySavingExpert (MSE) advises managing credit cards by always paying in full, never missing payments, and treating credit as a tool for planned spending. Key strategies include utilizing 0% balance transfer cards to reduce debt and using rewards cards only if the balance is paid monthly, while utilizing eligibility checks to protect credit scores. For comprehensive guidance, visit MoneySavingExpert .

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