Mortgage Usa -

Primary Mortgage Market Survey. ... The 30-Year Fixed-Rate Mortgage Declines Further * The 30-year fixed-rate mortgage averaged 6. Freddie Mac FHFA Announces Conforming Loan Limit Values for 2026

In April 2026, the U.S. mortgage market is seeing improving momentum with rates at their lowest levels in three spring homebuying seasons. For today, , the national average 30-year fixed mortgage rate is 6.40% . Current Mortgage Rates (April 28, 2026) Average Interest Rate 30-Year Fixed 6.40% 15-Year Fixed 5.73% 30-Year Refinance 6.68% 15-Year Refinance 6.08% mortgage usa

: Rates have trended lower recently, with the 30-year average down from 6.81% this time last year. Primary Mortgage Market Survey

: Some housing economists expect rates to remain above 6% for the remainder of 2026. Mortgage Rates - Freddie Mac Freddie Mac FHFA Announces Conforming Loan Limit Values