Federal law mandates one free credit report annually from each of the three major bureaus—, Experian , and TransUnion . However, the bureaus have permanently extended a program allowing you to check your reports once a week for free online.
Reviewing your credit report regularly is a crucial step for , identifying errors , and understanding factors that influence your credit scores. How to Obtain Your Report obtain-credit-report
: Call 1-877-322-8228 to request reports by mail (processed within 15 days). Federal law mandates one free credit report annually
: Complete the Annual Credit Report Request Form and mail it to the Annual Credit Report Request Service. What to Review in Your Report Annual Credit Report.com - Home Page and TransUnion . However
: AnnualCreditReport.com is the only government-authorized site for these free reports.