To access your PayPal Credit account via text or standard login, follow these steps: Direct Login : Visit the PayPal Credit Login page .
If you want to use a text code to log in, you must have Two-Factor Authentication (2FA) enabled:
: PayPal will send a 6-digit code to your registered mobile number when a login is attempted. Troubleshooting : If you are not receiving the text:
: Select your credit product from the dashboard to make one-time payments, schedule future ones, or set up autopay.
Once logged in, you can manage your credit line or card through the PayPal Help Center :
(if set up on your mobile device). Password . One-time code sent via text (SMS) or email. Create a Login via Text (Two-Factor Authentication)