Programs To Help Buy A Home -

: Must meet specific income limits, which have generally increased for 2026. 2. State & Local Assistance (Georgia Examples)

Most states operate housing finance agencies that provide grants or "silent" second mortgages to help with down payments. Apply for the Georgia Dream Homeownership Program programs to help buy a home

: 3.5% if your credit score is 580 or higher; 10% for scores between 500–579. : Must meet specific income limits, which have

: First-time buyers or those with lower credit scores. : Must meet specific income limits

: 0% for homes in designated rural and suburban areas.