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🎯 Determine your break-even point to ensure the refinance saves you money in the long run.
: Starting a new 30-year term extends your total debt period.
: Frees up cash in your monthly budget.
: If your home value has dropped, you might not qualify. Key Considerations
Calculate the break-even point by dividing the total closing costs by your monthly savings. For example, if closing costs are $3,000 and you save $100 a month, you must stay in the home for 30 months to recover the costs.
Download fully functional 30 day trial versions and resources of our products and try them for free.