Salsen_2021-12.zip Page

: This edition features a deep dive into Rajasthan, which had a POS of ₹10,812 crore and saw a 15% annual growth. MFI Pulse 12th Edition - SIDBI

: The industry 30+ delinquency was 8.78% . 90+ DPD : The 90+ delinquency stood at 3.44% .

: POS witnessed a year-over-year (Y-o-Y) growth of 3% compared to December 2020 and a quarter-over-quarter (Q-o-Q) growth of 4% . Salsen_2021-12.zip

: Ranked second, but its 90+ delinquency was significantly higher than the national industry average.

Based on the file naming convention, refers to the 12th Edition of the Microfinance (MFI) Pulse Report , a joint publication by SIDBI and Equifax that covers industry data for the period ending December 2021 . Microfinance Industry Summary (December 2021) : This edition features a deep dive into

: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights

: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type : POS witnessed a year-over-year (Y-o-Y) growth of

: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles