Shema S Zajmami Apr 2026

: Strategic Liquidity: Evaluating the Efficiency of Intercompany Loan Schemes in Multinational Corporations.

This paper would focus on how holding companies use internal "loan schemes" to manage liquidity. shema s zajmami

: While informal "schemes" provide immediate access to cash, they often lead to long-term systemic poverty due to lack of consumer protection. Key Sections : The rise of P2P (Peer-to-Peer) lending platforms. Psychological impacts of high-interest "quick schemes." Policy recommendations for financial literacy. Recommended Structure for the Paper: Abstract : Define what specific "scheme" you are analyzing. Key Sections : The rise of P2P (Peer-to-Peer)

: Internal loans are more than just debt; they are tools for tax optimization and capital reallocation that reduce reliance on external banking. Key Sections : Interest rate benchmarking (Transfer Pricing). Tax implications of debt-to-equity ratios. Risk management in "cash pooling." 2. Legal & Regulatory: Combating Fraudulent Schemes : Internal loans are more than just debt;

A more human-centric or macroeconomic take on how informal loan schemes affect the population.

: The Cycle of Credit: Socio-Economic Impacts of Informal Loan Schemes on Household Stability.

: Loopholes in microfinance regulations allow for "circular" loan schemes that mask insolvency or facilitate capital flight. Key Sections :