Solar Lease Or Buy Apr 2026

Leasing is essentially "renting" your roof to a solar company. It’s an accessible entry point if you want green energy without a large financial commitment.

You own the asset and aren't locked into a 20–25 year contract with a third party. The Case for Leasing (Rental)

The solar company, not you, keeps all government rebates and tax credits. Buying (Cash/Loan) Leasing (PPA/Lease) Upfront Cost High (or monthly loan) Tax Credit You keep it (30%) Solar company keeps it Maintenance You are responsible Company is responsible Home Value Increases equity No change (may complicate sale) Long-Term Savings Highest (40-70%) Lower (10-30%) solar lease or buy

Most leases include an "escalator" that increases your monthly payment by 1–3% every year , which can eventually eat into your savings.

You can claim the 30% federal solar tax credit . This is a dollar-for-dollar reduction of your tax liability and can be rolled forward to future years. Leasing is essentially "renting" your roof to a

You can start saving on day one without spending thousands upfront.

An owned system can increase your home's resale value by up to $79,000 , or roughly 6.9%. The Case for Leasing (Rental) The solar company,

The solar company owns the equipment, meaning they are responsible for all repairs and monitoring.