aaj ik aur baras biit gayā us ke baġhair
jis ke hote hue hote the zamāne mere
Student loan consolidation is often misunderstood as a "debt saver," but its primary purpose is , not necessarily cost reduction. It involves taking out a single new loan to pay off multiple existing ones, leaving you with one monthly bill and one lender. 💡 The "Catch" You Should Know Student Loan Consolidation