Buying your first home involves balancing your long-term budget with immediate upfront costs. Key financial rules like keeping housing costs below 28% of your gross monthly income can help ensure stability. 🏦 Financing & Mortgage Options

: Many state and local programs offer grants or low-interest loans to help with upfront costs. Upfront & Ongoing Costs

: Most popular; requires a 620+ credit score and as little as 3% down for first-time buyers.