It calculates what you could have earned if you invested your down payment in the stock market instead. 🗺️ National Trends (2026 Outlook)
Factoring in mortgage interest deductions can lower the effective cost of owning. trulia's rent vs buy
Trulia's approach goes beyond monthly payments. They calculate the and compare it to the "Total Cost of Renting" over a set period (typically 7 years). Buying Costs Included Renting Costs Included Mortgage principal & interest Monthly rent payments Property taxes & hazard insurance Renter’s insurance Closing costs & HOA fees Security deposits Maintenance & renovation costs Lost opportunity cost on deposits Offset by: Tax deductions & equity How the Trulia Calculator Works It calculates what you could have earned if