: Both partners own 50%. If one dies, their share automatically goes to the survivor without going through probate.
: Only one person is the legal owner. This can be risky for the non-titled partner, who may have no legal claim to the home despite contributing to payments. 3. Strategize Your Mortgage unmarried couples buying a house
Applying for a mortgage jointly can increase your buying power, but it also carries shared risks. : Both partners own 50%