Where Can I Buy Health Insurance Now -

: Getting married, having a baby, or a death in the family. Changes in residence : Moving to a new ZIP code or county.

If you do not qualify for a Special Enrollment Period and need immediate coverage to bridge a gap until the next Open Enrollment, you can purchase . Get or change coverage outside of Open Enrollment where can i buy health insurance now

If you have experienced a in the last 60 days, you can enroll in a comprehensive plan through HealthCare.gov . Common qualifying events include: : Getting married, having a baby, or a death in the family

: Those with a household income at or below 150% of the Federal Poverty Level may qualify for year-round enrollment. 2. Medicaid and CHIP Get or change coverage outside of Open Enrollment

: Losing a job, "aging out" of a parent's plan at 26, or losing Medicaid eligibility.

Since the standard Open Enrollment period for 2026 ended on January 15, your options for buying health insurance now depend on your recent life events or income level. 1. Marketplace (ACA) Special Enrollment

You can apply for or the Children’s Health Insurance Program (CHIP) at any time of the year; there is no restricted enrollment period for these programs. Eligibility is primarily based on income and family size. You can check your eligibility and apply directly on the Medicaid website or through the HealthCare.gov application . 3. Short-Term Health Insurance