Download and mail the Annual Credit Report Request Form . Note: These reports do not include your credit score . 🔍 Review Checklist: What to Look For Free Credit Reports - FTC Consumer Advice
Use only the federally authorized website to avoid scams or hidden fees . AnnualCreditReport.com . Phone: Call 1-877-322-8228 . your annual credit report
Reviewing your credit report is the most effective way to catch identity theft early and ensure you are getting the best interest rates . While called an "annual" report, you can currently access your reports through the end of 2026 . 🛠️ How to Get Your Reports Download and mail the Annual Credit Report Request Form
there's only one authorized place to get the free annual credit reports you're entitled to by law: AnnualCreditReport.com. Consumer Advice | Federal Trade Commission (.gov) How do I get a free copy of my credit reports? AnnualCreditReport